Loan insurance is a concept catching up in India. Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.
A 'down payment' simply put is the difference between the purchase price of a property and the mortgage loan amount. It underlines the buyer's commitment to complete the deal and indicates the buyer's fidelity in making the loan payments.
There are many pitfalls that can turn this smooth process into a bumpy one. Here are some of those pitfalls that you should be aware of and avoid.
A loan agreement is a 'contract' entered into between the borrower and the lender (banks and financial institutions) that regulates the terms of a loan. The loan agreement comes into picture immediately after the bank appraises your credit and the property that you have identified.
The Securities and Exchange Board of India made it mandatory to grade all IPOs starting May 1, 2007.
The average return from the top 15 debt mutual funds in the last one year has been 25.96 per cent.
The world has changed with people changing from being cautious about their money to being better risk-takers.
Offshore Investing involves investing money in investment avenues in a foreign country rather than your home country. This is done through targeting benefits offered to investors by firms and governments across the globe.
Strategic investment gives the investing company access to resources at a fairly low cost.
What many don't know is that Swiss banks are just like any bank in the world.
Bank deposits serve the purpose of preserving capital, which is the most wanted at certain times.
It is that time of the year when banks and finance companies lend color to the festive season by rolling out the red carpet for customers.
The main differences between NEFT and RTGS are the time taken for transfer of funds and in the way it operates.
Let us see some of the important factors that you should consider before buying your second house.
A private trust is a system where you create a trust and nominate yourself as the authorised owner of all the assets.
But what is dual listing all about? Why is India hesitant to adopt it? And what should be done? How does this issue stand between the Bharti and MTN deal? Let's find out.
Everyday, stocks are exchanged and traded in numerous stock markets across the world. The liquidity they bring in is a vital component of economic growth. However, we seldom give the role of stock exchange any thought.
A green home, when compared to a non-green home is more energy efficient, utilises less or optimum level of water and other natural resources, has green areas intended for plentiful sunlight and cross ventilation, all of which could save money and ensure better health
Derivates cover the entire gamut of trade and services available in the markets, from equities, equity indices, to commodities such as crude oil, cotton etc, to bullion like gold, silver and even weather derivates among others.
A top up insurance would cost far lesser than a fresh insurance policy for a higher sum insured